Management Team


Gregory D. Barrett, director, is our Executive Vice President and Chief Administrative Officer.  Prior to joining Chattahoochee Bank of Georgia, Mr. Barrett worked for United Community Bank and its predecessors, First Bank of the South and Lanier Community Bank.  Prior to joining Lanier Community Bank, Mr. Barrett was employed by Regions Bank and began his banking career at SunTrust Bank in Gainesville, Georgia.  Mr. Barrett earned his B.B.A. in Finance from North Georgia College.  Mr. Barrett is a member of Gainesville First United Methodist Church, a member of the Gainesville Kiwanis Club, has served on several Hall County Friends of Scouting Campaigns, past member of the Corporate Board of Directors and Advisory Board of Directors of Challenged Child and Friends, Inc., past United Way of Hall County Campaign District Chairman, past member of the Gainesville Middle School Local Advisory Council, and was selected as the 2001-2002 Gainesville Jaycee of the Year.

Charlie J. Lail, Jr., director, is our President and Chief Executive Officer.  He has 23 years of commercial banking experience. Prior to joining Chattahoochee Bank of Georgia, he was Senior Vice President  for Quantum National Bank and Senior Vice President for SunTrust Bank, Northeast Georgia. Mr. Lail is a graduate of the United States Military Academy and Georgia State University College of Law. Mr. Lail served five years in the U.S. Army, followed by 16 years in the Georgia Army National Guard, retiring from military service in 2004. He is also a graduate of the Graduate School of Banking at Louisiana State University.  Mr. Lail is a past Lt. Governor and past club President in the Georgia District of Kiwanis, and is Treasurer of the Greater Hall County Chamber of Commerce.  He is a Trustee of Riverside Military Academy and a member of the Advisory Board of Hall County Salvation Army.

Stephen W. Starke, director, is our Executive Vice President and Chief Credit Officer.  Mr. Starke has over 18 years of commercial banking experience,  serving as a Senior Vice President and Commercial Lender for United Community Bank in Buford, Georgia before joining Chattahoochee Bank of Georgia.  Mr. Starke was the former Senior Credit Officer and Senior Lender for Lanier Community Bank in Buford, Georgia until the bank was acquired in December of 2005 by First Bank of the South k/n/a United Community Bank.   Prior to joining Lanier Community Bank, Mr. Starke was a First Vice President with SunTrust Bank’s Commercial Group in Gainesville.  Mr. Starke earned his B.B.A. from the University of Georgia and his M.B.A. from Auburn University. Mr. Starke is a Trustee of Lakeview Academy, and is a past President and current member of the South Hall Kiwanis Club.  Mr. Starke is a 1999 graduate of Leadership Hall County.


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